0% Fee. Claude, ChatGPT, Netflix, Amazon. Every Transaction.
Zero top-up fee. Zero FX markup. Claude Pro $20 costs $20. Not $20.80. The only USDT card where the math actually works.
Your bank charges you twice for every international payment.
Once for the purchase. Once hidden inside the exchange rate. That 2.5% to 4% FX markup is not listed as a fee. It is baked into the rate. You never see it. You always pay it.
Fizen Card: 0%
Zero top-up fee. Zero FX markup. The dollar in your USDT wallet is the dollar that hits the merchant. No spread. No conversion games. No fine print.
This is not a promotional rate. This is how the card works.
These Services Bill in USD. Your Card Should Too.
Claude Pro: $20/month. ChatGPT Plus: $20/month. Netflix Standard: $17.99/month. Spotify Premium: $11.99/month. Amazon Prime: $14.99/month. Meta Ads, Google Ads, TikTok Ads — all billed in USD.
Every one of these charges in US dollars. If your bank card converts from a local currency, you pay the subscription price plus a 2.5–4% invisible FX markup on every single charge.
Fizen Card is funded in USDT — a dollar-pegged stablecoin. The merchant bills in USD. Your card settles in USD. No conversion. $20 means $20. Not $20.50. Not $20.80. Not $21.40 depending on your bank's mood that day.
What Hidden Fees Actually Cost You
Claude Pro + ChatGPT Plus → $40/month. Bank card adds $1–1.60 in FX. That is $12–19/year on just two AI tools.
Netflix + Spotify + YouTube Premium → $43.97/month. Bank card adds $1.10–1.76 in FX. $13–21/year gone.
$10,000/month Meta Ads → Bank card skims $250–400/month in FX. $3,000–4,800/year. That is ad budget you are handing to your bank.
$500 Amazon order → Bank card: $512.50–520. Fizen Card: $500.
Add it all up. If you spend $2,000/month on USD-billed services, you are losing $600–960/year to FX markup alone.
Most Crypto Cards Hide Fees Somewhere Else
Top-up fee of 1.8%. Conversion spread of 0.5–1%. Monthly maintenance. ATM surcharges. Staking requirements to unlock "premium" tiers. Some cards advertise "zero fees" behind $4,000 in locked tokens.
Fizen does none of that.
What You Actually Get
$0 top-up fee — Load USDT on Solana. It hits your card balance at face value.
$0 FX markup — USD-billed merchants get paid in USD. No conversion layer.
Up to 100 virtual cards — One for subscriptions. One for ads. One for travel. Organize however you want.
$150K per transaction — Handles real business spend, not just coffee money.
Apple Pay + Google Pay — Tap to pay anywhere, funded by USDT.
Freeze anytime — Lock a card instantly from the app. Unfreeze when ready.
Cashback up to 10% — Actual rewards — no staking requirement to unlock.
Who Is Behind This
Backed by Tether — the largest digital asset company and issuer of USDT. Visa debit card issued by DBS Bank (Singapore) via MAS-licensed provider. Established in Switzerland and Hong Kong.
This is not a weekend project. This is regulated infrastructure.
The Fee Model Is the Product
Every other card makes money by hiding costs inside conversions. Fizen makes money differently — which means your money actually stays your money.
If you hold USDT and you are paying for Claude, ChatGPT, Netflix, or anything else with a bank card — you are overpaying every single month.
Fizen Virtual Visa Card
$0 top-up fee. $0 FX markup. Up to 100 virtual cards. Cashback up to 10%. Spend USDT like cash — globally.
Fizen Card is issued under applicable regulations. Users should verify availability in their jurisdiction. This article is for informational purposes only and does not constitute financial advice. More details about Fizen Card, please refer to Fizen Card Docs and Terms of Use.
