How to Send Money From Singapore to the Philippines With USDT (2026)
Singapore to Philippines remittances add up. How to send with USDT in 2026 and cash out to pesos for a fraction of the fee.
The Singapore to Philippines corridor is one of the busiest in Asia, carrying money from hundreds of thousands of Filipino workers. Remittance apps here are better than most, but they still take a cut on the fee and the Singapore-dollar-to-peso rate. A USDT transfer keeps more of it. Here is how.
The Singapore side
- Buy USDT: buy USDT with Singapore dollars in the Fizen app through P2P or Transak.
- Send it: transfer to the recipient's wallet in minutes for a small network fee.
Cashing out to pesos
In the Philippines the recipient sells USDT for pesos via P2P or Transak to a bank or GCash, or pays merchants directly by QR. No Singapore account is needed on the receiving end.
What it costs
| Method | Typical all-in cost | Speed |
|---|---|---|
| Remittance app | 2 to 5 percent | Minutes to a day |
| Bank wire | 4 to 7 percent | 1 to 5 days |
| USDT | about 0.5 to 1.5 percent | Minutes |
Frequently asked questions
Cheapest way to send money from Singapore to the Philippines?
A USDT transfer, about 0.5 to 1.5 percent all in, versus 2 to 5 percent at typical remittance apps including the rate markup.
How does family receive pesos?
They sell the USDT for pesos via P2P or Transak to a bank or GCash, or spend it by QR. No Singapore account needed.
How long does it take?
Minutes for the transfer, faster than a bank wire.
Send more of your pay, lose less to the middle. Move it on a cheaper rail.
Fizen — send, spend and get paid in USDT
Buy and sell crypto with P2P in 64 countries or Transak, QR pay in Vietnam and the Philippines, and a Visa card. Move money across borders for a fraction of a bank wire.
Fizen lets you hold your own balance and move it across borders. Availability varies by country, and whether any transaction completes depends on the networks, counterparties and partners at the time. Fizen is backed by an investment from Tether. See the Fizen Docs and Terms of Use. General information only, not financial advice.
