How to Send Money From Singapore to the Philippines With USDT (2026)
Singapore to Philippines remittances add up. How to send with USDT in 2026 and cash out to pesos for a fraction of the fee.
The Singapore to Philippines corridor is one of the busiest in Asia, carrying money from hundreds of thousands of Filipino workers. Remittance apps here are better than most, but they still take a cut on the fee and the Singapore-dollar-to-peso rate. A USDT transfer keeps more of it. Here is how.
The Singapore side
- Get USDT: send USDT you already hold into your Fizen wallet. Where you get it is up to you.
- Send it: transfer to the recipient's wallet in minutes for a small network fee.
Receiving in pesos
In the Philippines the recipient can take the transfer as a payout to a local bank account or a Visa card where the corridor is supported. No Singapore account is needed on the receiving end.
What it costs
| Method | Typical all-in cost | Speed |
|---|---|---|
| Remittance app | 2 to 5 percent | Minutes to a day |
| Bank wire | 4 to 7 percent | 1 to 5 days |
| USDT | about 0.5 to 1.5 percent | Minutes |
Frequently asked questions
Cheapest way to send money from Singapore to the Philippines?
A USDT transfer, about 0.5 to 1.5 percent all in, versus 2 to 5 percent at typical remittance apps including the rate markup.
How does family receive pesos?
They sell the USDT for pesos via P2P or Transak to a bank or GCash, or spend it by QR. No Singapore account needed.
How long does it take?
Minutes for the transfer, faster than a bank wire.
Send more of your pay, lose less to the middle. Move it on a cheaper rail.
Fizen — send, spend and get paid in USDT
QR payments for visitors in Vietnam and the Philippines, a travel eSIM in 150+ countries and a self-custody wallet. Move money across borders for a fraction of a bank wire.
Fizen lets you hold your own balance and move it across borders. Availability varies by country, and whether any transaction completes depends on the networks, counterparties and partners at the time. Fizen is backed by an investment from Tether. See the Fizen Docs and Terms of Use. General information only, not financial advice.
Related guides
- How to Send Money to the Philippines With USDT
- How to Send Money Abroad With USDT
- USDT vs Western Union vs Wise
Terms and conditions
- Information only. Fizen publishes this article to inform, not to sell. Nothing here is an offer or solicitation, and it is not financial, investment, legal or tax advice. Prices, rules and availability change; check official sources.
- For readers in the United States. This article provides information only. It is not an offer, solicitation or sale of any product or service, and it is not financial, investment, legal or tax advice. Fizen is not offered to US Persons.
- Full terms. Master Terms of Use, Privacy Policy and Disclaimer on the Fizen site.
- QR Pay funding. Fizen QR Pay is funded only with USDT on Solana or BNB Chain: no bank account link, no card, no VND or PHP deposit, and no other token or network. USDT on another network, or another token, cannot be deposited. QR Pay is for cross-border use by travellers and foreigners and is governed by the Fizen QR Pay Terms.
