Bybit Card Alternative in 2026 (Restricted Regions)
The Bybit Card is restricted in the US, Singapore, Dubai and more, and EEA users had to migrate. Here is the self-custody alternative that works on your terms.
The Bybit Card is not available everywhere. Bybit restricts a list of jurisdictions including the United States, Singapore, Dubai, Hong Kong, mainland China and Canada, and in the EEA it reworked the card so users had to move to a new EU entity before the end of 2025. If the Bybit Card is not offered where you are, or you would rather not tie spending to one exchange, here is the alternative.
Where the Bybit Card is restricted
Among the excluded jurisdictions are the US, the Chinese mainland, Hong Kong, Singapore, Canada and Dubai, plus others at the company's discretion. EEA and Swiss users faced a separate change: register on the new Bybit EU entity and reapply. Either way, the card follows the exchange's regional and regulatory decisions, not yours.
The alternative: spend on your own terms
- Hold USDT yourself in a wallet you control, not on an exchange.
- Spend it by Visa card or QR at merchants in Vietnam and the Philippines.
- Fund it via P2P in 64 countries or Transak, without depending on one exchange's card program.
There is a deeper point here. When a custodial card program winds down, it can freeze balances, force a withdrawal deadline, or simply stop working on a set date, and you have to react on their timeline. If you hold your own balance instead, no single company can switch you off. That is the difference between renting access to your money and holding it yourself.
Frequently asked questions
Where is the Bybit Card not available?
Bybit restricts jurisdictions including the US, Singapore, Dubai, Hong Kong, mainland China and Canada, and reworked its EEA card so users had to migrate to a new EU entity.
What can I use instead of the Bybit Card?
A self-custody wallet with its own Visa card and QR pay, funded with USDT via P2P or Transak, so spending does not depend on one exchange's regional rules.
Do I have to keep USDT on Bybit?
No. Hold it in a wallet you control and spend by card or QR, so no exchange restriction or migration affects your balance.
Can I spend USDT without the Bybit Card?
Yes: by Visa card or by QR in Vietnam and the Philippines, or cash out to local currency via P2P or Transak.
An exchange card follows the exchange's regional decisions. Spend a balance you hold yourself.
Fizen — hold, spend and send USDT yourself
A self-custody super app: your balance stays in your control. Buy and sell crypto via P2P in 64 countries or Transak, invest in tokenized US stocks, QR pay in Vietnam and the Philippines, and a Visa card. One app.
Fizen lets you hold your own balance and move it across borders. Availability of buy, sell, transfer, tokenized stocks and QR pay varies by country, and whether any individual transaction completes depends on the networks, counterparties and partners at the time. Fizen is backed by an investment from Tether. For more, see the Fizen Docs and Terms of Use. This article is for general information only and is not financial advice.
